All articles
New owners6 min read · 25 July 2026

What owning a dog in Nigeria really costs (honest numbers)

Purchase price is the cheapest part. A realistic first-year and yearly budget for food, vaccines, deworming, grooming and the surprises.

The most expensive dogs in Nigeria are not the ones with the highest purchase price. They are the ones bought without a budget, because every skipped vaccine and every month of poor food shows up later as a vet bill with interest.

The first year, honestly

Beyond what you pay for the dog itself, a realistic first year includes the full puppy vaccine series, deworming every two weeks initially and then quarterly, monthly flea and tick prevention, quality food that scales with the dog's size, a bed, bowls, leash and collar, and at least one unplanned vet visit, because there is always one.

For a medium-sized dog in Lagos, that first year comfortably runs into several hundred thousand naira. A large breed eats and costs proportionally more. This is not a reason to avoid a dog; it is a reason to plan for one.

Where owners overspend and underspend

We consistently see money going the wrong way: expensive imported accessories next to the cheapest food in the market, or a costly purchase followed by skipped vaccinations. Flip it. Spend on nutrition and prevention, save on decorations. A dog on good food and a complete vaccine schedule is dramatically cheaper to own over five years.

Making costs predictable

Two tools tame the budget. A Care Plan turns routine care into one fixed monthly amount with the schedule managed for you. And for the unpredictable side, sickness and accidents, pet health cover exists in Nigeria now: Skeepy Pet HMO covers eligible vet care for dogs and cats under a monthly plan, and yes, it is accepted at Nexara.

The bottom line

Budget for the dog you want before you get it, and the ownership experience stays a joy instead of a monthly scramble. If you are still choosing, our Own a Pet service gives you honest advice on what fits your budget before you commit.

Make the costs boring

A Care Plan fixes routine care into one monthly amount, and honest advice before you buy prevents the expensive mistakes.

Nexara Weekly

Care tips and offers, written for your actual pet.

Tell us who lives with you and we’ll only send what fits: dog advice for dog homes, cat advice for cat homes, and early access to offers. No noise, unsubscribe anytime.